About Me

Loans And Cash Flow: Know Your Options

Welcome to my website on loans. I'm Megan Madison. I have fantastic credit and I have taken out quite a few loans in my life. They are all paid off and I feel like they have played a big role in my success in life. Getting a loan can be intimidating, regardless of whether you are an everyday Joe or are starting your own business. Receiving a loan for a considerable amount of money can be a big responsibility. However, there is no reason to not use these tools to improve your cash flow and maximize your profits in the end. Even with the cost of interest rates, the right loan that is taken out at the right moment and used in the right way can actually save you more money in the long run.

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Latest Posts

3 Factors To Help You Determine If A Reverse Mortgage Is Right For You

Posted on 26 July 2017

Reverse mortgages can help a lot of people, but it would also be unfair to say that they are ideal for every person. There is an ideal candidate for this type of mortgage product. Knowing whether you and your needs fall within this category beforehand is important.   No Plans to Move in the Immediate Future The ideal candidate for a reverse mortgage is someone without immediate plans to move from their home. [Read More]

Want To Get Approved For A Home Loan This Summer? 4 Things You Can Do

Posted on 26 July 2017

If you want to make sure that you approved for a home loan this summer, you are going to need to make sure that you are proactive about the process. Here are a few things that you can do to ensure that your home loan goes through when you apply. #1 Reduce Debt-To-Income Ratio The first thing that you need to do is reduce your debt-to-income ratio before you move forward with applying with a mortgage. [Read More]

3 Tips For Getting A Home Loan With Mediocre Credit

Posted on 25 July 2017

Sometimes the perfect time in your life to buy a home, and a perfect credit score, simply do not coincide. When your credit is less than stellar, all hope is not lost for being approved for a mortgage loan. By taking a few specific financial steps, you can help overcome your mediocre credit and increase your chances of snagging a home loan. Spend a Few Months Polishing Your Credit It's worthwhile to delay your mortgage application by a few months in order to spend time boosting your score. [Read More]

Will You Qualify For A Mortgage Loan After Bankruptcy?

Posted on 24 July 2017

Although there are a lot of benefits you can experience from filing Chapter 7 bankruptcy, there are some consequences too. One of the consequences is the effects it can have on your credit. Chapter 7 bankruptcy will appear on your credit report for 10 years after you file, and there is nothing you can do to speed this up. While this may seem bad, you should realize you will not have to wait 10 years to qualify for a mortgage. [Read More]